A Historic Opportunity
It's Now Your Legal Right
For the first time in over half a centuryOntario has changed its zoning bylaws, making it your right to build a garden suite on your property. Thanks to Ontario’s More Homes Built Faster Act (Bill 23), passed in November 2022, municipalities like Oakville, Burlington, and Toronto have updated their permitting systems to make it faster and easier to build.
Get StartedCMHC offers insured financing for up to 90% of your home’s value (to a maximum of $2 million), with repayment periods up to 30 years. This program makes it much easier for homeowners to build a legal garden suite on their property without heavy upfront costs.
Up to $95,000 available for qualifying homeowners. This municipal program covers construction costs directly, making backyard housing more accessible and attractive.
Use your home equity or financing to fund your build. Lenders now recognize garden suites as income-generating assets, which can improve your financing options and your long-term property value.
Even if your city hasn’t launched a grant yet, the CMHC loan and mortgage rule changes still apply. Several municipalities are currently exploring similar programs, and we expect more announcements in the near future.
Modular: The Future of Homebuilding Is Now
Factory-built homes mean higher quality, faster timelines, and less disruption. Modular systems are key to solving Canada’s housing crisis. Visioom builds with precision panels in a controlled environment, assembled
quickly on-site.
Turn Your Backyard Into $1,000+ Monthly Cash Flow
This means you can get a fully functional, modern backyard home with as little as $5,000 in personal funds. And the loan repayment is manageable thanks to low interest and extended terms.
Whether you're housing family, renting to professionals, or creating a guest suite — Visioom makes it fast, simple, and profitable.